Identity Theft Avoidance Tips

January 23, 2015 | Comments Off

You can rule out any sort of specific technique of identity theft avoidance as the success formula on a permanent basis, considering that nowadays thieves are ending up being both skilled as well as imaginative. However, some particular procedures can be utilized to lower the degree of victimization. Below are several of the substantial procedures, which might be practical, or troublesome relying on the situation.

The credit rating cards need to be contracted on a regular basis to ensure that the identification burglars may find it hard to create the trademark. Yet, this method might serve while tracking the criminal in the future, not to prevent the unintentional use of card, as on many occasions, the salesman do not bother to inspect the trademark. The phrase ‘VIEW ID’ can be brought in before the trademark, for bring in the additional safety and security also.

The additional amount of money, blank checks, charge card, key, or any sort of various other kind of ID, which is not visiting be used on a specific day, need to not be brought by the individual.

It is always recommended not to own the Social Protection Number needlessly. In addition, this number should never be used as a password or stated on the checks.

The PIN number must be concealed by remembering the exact same and utmost treatment ought to be taken that the PIN is not documented on a notepad. Often, individuals welcome problem by creating the PIN on the rear end of the card, as well as the min they lose their card, all the money is gone.

Selecting a challenging password as well as the PIN numbers could be useful in identity theft prevention. The usual passwords such as day of birth, telephone number, sequential number as well as name of the person must be prevented to be on the more secure side. The password with the eight personalities or more is taken into consideration to be fairly protected.

Bear in mind, the individuality papers, purse or wallet need to be kept in a secure place to make sure that they could not be found by the criminals with great convenience.

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San Francisco, CA (PRWEB) January 21, 2015

Lively ( today announced it is now shipping its new safety watch, an enhancement to its existing smart home product for independent older adults. The Lively safety watch brings modern design and features to a product category long overdue for a transformation, redefining what people should expect of a personal emergency response (PERS) wearable. Available for only $ 49.95 with pay-as-you-go plans starting at $ 27.95 a month for ongoing service, Livelys product keeps older adults healthy and out of the hospital while simultaneously easing the worry and burden of family caregivers.

ClicktoTweet: New @mylively Safety #Smartwatch Delivers Relief to Families and Helps #Seniors Stay Independent and Active with 24/7 Emergency Response

With todays news, Livelys smart home offering for older adults now combines discreet activity sensors that log certain activities of daily living with a stylish safety smart watch equipped with intelligent medication reminders, a pedometer that counts daily steps and 24/7 personal emergency response at the push of a button. The Lively safety watch is available in 10 different color combinations with a modern, fashionable design in stark contrast to PERS devices that have traditionally been available on the market, therefore encouraging more consistent use. The resulting activity data is used to provide users with 24/7 help when its needed as well as reminders to stay mindful of healthy habits while providing family members insight about how an elder loved one is doing through the Lively mobile app, text messages or email.

In designing Lively, we aimed to set a new standard in digital health technology for older adults by offering features that go well beyond a medical alert response device that only calls for help, said David Glickman, Co-founder and COO of Lively. We also recognized that delivering an attractive style that consumers would love to wear is just as imperative. So Livelys friendly design and valuable benefits are represented throughout the entire product experience.

Industry analysts estimate that the evolving PERS device market is expected to become the cornerstone of telehealth services and enable consumers to more effectively care for older relatives. Family members provide 83 percent of senior care in the U.S. at a cost to families of nearly $ 522 billion a year (1). Livelys new product is aimed at the over 100 million people who are over the age of 50 in the U.S. with a strong desire to stay independent and live on their own as long as possible, as well as the more than 43 million family caregivers who want to help ensure they are supporting healthy habits. While initial consumer market interest focuses on our aging population, Lively encourages an active lifestyle for those of all ages while removing fear and vulnerability often associated with being alone. Additional uses of the Lively safety watch include increased confidence with personal security on college campuses and within neighborhoods.

Livelys new safety watch also addresses a major expense to the healthcare system. One in three adults over the age of 65 fall every year with direct and indirect costs of fall injuries expected to reach $ 54.9 billion by 2020 (2). In the U.S. alone, an older adult is treated in the emergency room for a fall every 14 seconds (3).

The Personal Emergency Response market is set to become a $ 20 billion industry worldwide in the next couple of years, says Iggy Fanlo, CEO of Lively. But, despite the battle for the wrist happening in the health wearable space, no one brings the safety aspect or is focusing on an aging population thats the most vulnerable with the highest healthcare costs. And the reality is that safety and wellness are intimately intertwined. Traditional PERS pendants have offered limited value with poor design and generally spend more time on the nightstand than on people.

The next generation of personal emergency response products have the potential to function as the de facto consumer technology device for older adults who want to manage their health and wellness as well as feel safer, said Harry Wang, Director, Health & Mobile Product Research at Parks Associates. Innovative solutions also will recruit support among caregivers as they improve the ways theyre able to monitor their family members and, more specifically ensure that they can get timely help when its needed. Companies such as Lively are truly fueling a revolution to give consumers a more appealing and potentially more effective choice.

How Lively works

Lively enables older adults to remain independent, safe and connected to family and caregivers. In line with its original offering, Livelys new safety watch is simple for anyone to use and does not require any computer skill or home internet connection, in deference to the nearly 65 percent of adults age 75 or older who lack internet access. It uses an in-home hub with built-in cellular network connectivity to offer emergency response coverage up to 1,500 feet around the home or yard. Later this year, Livelys safety watch also can be paired with a smartphone for its help button to summon 24/7 help beyond the home as well.

Whenever the safety watch help button is pushed, Livelys 24/7 Monitoring Center steps in to reach the user by phone before calling their emergency contacts and if needed, dispatches emergency services. Livelys U.S. emergency monitoring services are provided by a USA-based, CSAA Five Diamond 100% Operator Certified Central Station.

Lively also includes passive activity sensors for use around the home that measure healthy living patterns and give family members insight when something may be amiss, like missed meals or decreased physical activity. When a daily routine pattern shifts, Lively notifies a designated circle of family members and caregivers via email, text message or its mobile app.

Livelys friendly design philosophy is well represented by other key features, including:

No computer skills are needed to use the safety watch, updates are automatic and loved ones can set it up remotely if they live far away;
Crisp watch display with backlighting for easy viewing;
Versatile choice of analog or digital time display, which never has to be set as time setting is automatic;
Available in up to 10 color variations or can be switched out to wear with any favorite standard watch band (20mm), if desired;
Waterproof for use in the shower or bath (not intended for swimming);
Powered by a long-lasting, replaceable battery that holds a charge for several months;
Watch displays alerts when medication is missed and indicates daily steps taken;
At-a-glance activity updates can be accessed via a private, secure online login on any computer, tablet or smartphone using the Lively mobile app (iOS and Android supported);
Family notifications also can be delivered by text message, email and the Lively mobile app; and
Includes LivelyGram, which compiles photos submitted by friends and family online to send a personal mailer by postal mail each month.

Livelys new product is currently available in the U.S. and by the end of March 2015 it will ship in the U.K. Its release in other international markets is planned later this year. Current Lively customers also are eligible for a special offer to upgrade.

For media inquiries, please contact Kimberly Angell of Wish Public Relations at kim dot angell at w

Latest Transunion News

January 19, 2015 | Comments Off

Fieldview Solutions' ' Software Aids Transunion Develop New Data Center To
TransUnion is depending on FieldView'' s capability to identify overheating or overcooling areas as well as identifying one of the most effective positioning of IT assets. Via these efforts, the new data facility will certainly eat less power, decrease the facility''
s … Learn more on Business Solutions Journal TransUnion Bids To Hold Ex-Employees In Contempt In IP Fight Law360, Los Angeles(January 14, 2015, 7:04 PM ET)– A credit report stating company that acquired data options carrier

TLFO LLC in a Fla bankruptcy sale looked for on Tuesday to impose the$ 154 million offer and also hold a business composed of previous TLFO … Review much more on Law360(subscription )It ' s easier than ever before to get your credit rating score free of cost In Discover ' s cover, the score is obtained from a consumer ' s TransUnion credit rating guide. shows up with its rating based upon a client ' s Equifax report, utilizes Experian as well as makes use of both Equifax and also TransUnion. Find out more on

Will Credit Tracking Hurt The Credit History?

January 17, 2015 | Comments Off

Will Credit Monitoring Hurt Our Credit Rating?
“Credit tracking … provides tabs on a consumer's credit task and alerts them whenever key components of their file are changed,” states Meredith Griffanti, senior director of public relations at Equifax. And there are a variety of means customers …
Read more on Fox Company

Information breaches immediately: credit tracking solutions
Organizations aren’t needed to provide services to customers whoever information ended up being involved with a breach. Nonetheless, many businesses choose to provide credit history (for example., a summary of the available credit reports of a consumer), credit …
Read more on Lexology (enrollment)

Staples says 1.16 million credit card numbers taken in breach
Staples is providing no-cost credit monitoring, identity theft insurance coverage and a totally free credit file to your clients just who utilized a credit or debit card at affected stores during breach. It published the particular areas and times on the web. The company is …
Read more on CBS Development

BLOOMINGTON, Ind. (PRWEB) January 13, 2015

WestBow Press, the supported self-publishing services provider of Thomas Nelson and Zondervan, is happy to announce that Zondervan features acquired the legal rights to for Least among these: A Biblical Answer to Poverty, modified by Anne Bradley and Art Lindsley. Within compilation of expert perspectives, Bradley and Lindsley, leaders through the Institute of Faith, Work and Economics (TIFWE), offer Christian best practices for assisting the impoverished.

By their particular very nature, Christians are big and compassionate toward the indegent, Bradley noticed. Unfortunately, oftentimes the well-intentioned attempts numerous Christians make to aid the less lucky aren’t just ineffective but often leave many susceptible in a worse scenario. When it comes to Least of These’ is supposed to simply help Christians gain a significantly better understanding of how we can most useful take care of the poor and foster for all of them renewable economic success.

Fifteen leading Christian economists, theologians, historians and professionals provide assistance to the belief that markets and trade will be the globes well expect relieving impoverishment. Highlighted professionals feature Peter Greer, Walter Kaiser and Marvin Olasky, among others.

Many Christians these days are not content with the normal responses to impoverishment, said Ryan Pazdur, connect author and exec editor at Zondervan. We believed this subject had great possibility of scholastic and chapel areas, also thoughtful visitors that selecting a new, biblical approach to poverty alleviation.

The title, self-published on behalf of TIFWE, premiered through WestBow Press in February 2014.

Zondervan plans to launch When it comes to Least of These in paperback and preferred electronic formats on April 21, 2015.

To learn more about WestBow Press supported self-publishing services, please visit or call 1-866-928-1240.


About WestBow Press:

WestBow Press is the strategic, supported self-publishing alliance between HarperCollins Christian Publishing and Author Options, LLCthe world leader in supported self-publishing. Titles published through WestBow Press are examined for sales potential and considered for publication through Thomas Nelson and Zondervan. To learn more, visit or call (866)-928-1240. For WestBow Press development, mouse click Like at and follow @westbowpress on Twitter.

About Zondervan:

Zondervan is a world-leading Bible writer and supplier of Christian communications. Zondervan, as an element of HarperCollins Christian Publishing, Inc., provides transformational Christian experiences through its bestselling Bibles, books, curriculum, educational resources and electronic services and products. The Companys items are offered worldwide and translated into nearly 200 languages. Zondervan offices can be found in Grand Rapids, MI. For extra information, kindly check out

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Castro Valley, CA (PRWEB) January 10, 2015

In the CBS News Moneywatch report Why millenials arent rushing to buy homes,(1) author Jason Notte suggests that the Millenial generation has yet to experience any economic recovery and still feels too much uncertainty about the future to make a financial commitment as large as purchasing a home.

The article points out several worrisome things about the finances of many Millenials, commented Castro Valley, CA Realtor

FieldView Solutions' Software Helps TransUnion Build New Information Center to
TransUnion is utilizing FieldView to draw out information from brand-new data center's crucial facilities infrastructure presenting accurate power usage and heat readings — down seriously to the server racks. Instead of depending on manual information …
Find out more on Virtual-Strategy Mag (press release)

TransUnion Announces The New Brand System — Information for Good
CHICAGO, IL–(Marketwired – January 06, 2015) – TransUnion today unveiled a new brand name identity system and logo design, reflecting the company's focus and capabilities as an information answer provider for consumers and organizations. The newest branding markings …
Read more on Digital Journal

SCOTTSDALE, Ariz. (PRWEB) January 06, 2015

Since 2003, IDT911 (identification Theft 911�) has been leading the cost against hackers, thieves and simple human being error. And for a lot more than 10 years, business professionals have experienced thieves exploit and compromise in insidious means, usually one step ahead of their particular unsuspecting victims. As strategies evolve, IDT911 has-been remaining forward and fighting cybercrime with their collection of proactive and reactive fraud and breach fighting services. To highlight their particular development, the business these days launched its recently created site with additional functionality, intuitive navigation, and educational resources.

We offer unrivaled solutions that deliver valuable avoidance education, proactive protection solutions and quick and appropriate incident remediation for more than 17.5 million households plus than 770,000 companies, stated Matt Cullina, CEO of IDT911. The development of our organization is currently reflected within modernized web site design, which will deliver more value to those lovers when you look at the insurance coverage, financial, health care, and areas trying to add our services for their roster.

IDT911 services are provided through significantly more than 600 client partners such as 16 associated with top 20 U.S. residential property and casualty insurance companies, and six associated with the top seven Canadian insurers, significant credit unions, finance companies and various Fortune 500 companies. The companys historical reputation, business expertise and scalable method provide companies and their customers a dependable ally for:

Identity Management
Breach Knowledge, Planning, Response and Remediation
Fraud, Credit and Reputation Tracking
Cyber protection and Data Privacy Consulting

By partnering with IDT911, companies have the ability to higher respond to competitive market demands and enjoy increased income and improved consumer retention, stated Cullina. We provide an intensive, however fast go-to-market method, and partner with your clients each step of means. Due to this advanced of service, we proudly hold a 99per cent customer satisfaction rate.

Eleven years back, IDT911 had been the first to market identification administration services as a B2B service and it has since developed to additionally provide proactive and reactive privacy associated services for individuals and companies in the us and overseas. The organization is based in Scottsdale, Ariz. and has now workplaces in Providence, R.I., New York City, Montreal, and Galway, Ireland to service the uk and European Union.

The companys award-winning fraudulence quality staff provides 24/7, white glove service to clients looking for assistance for identification theft, including economic, medical, child, taxation, jobless, unlawful identification theft and more. The business also provides proactive guidance and information to consumers through advocacy work and training with partners and industry frontrunners.

To find out more, kindly check out

About IDT911 (Identification Theft 911�)

Started in 2003, IDT911 is the countries premier consultative supplier of identification and data danger administration, resolution and knowledge services. The business acts 17.5 million homes across the united states and provides fraud solutions for a selection of organizations, including Fortune 500 organizations, the countrys biggest insurance vendors, staff member benefit providers, banking institutions and credit unions and account companies. A subsidiary of IDT911, IDT911 Consulting provides information protection and data privacy services to simply help organizations avert or react to a data loss event. Together, the firms provide preventative and breach reaction services to a lot more than 770,000 companies in the United States, Canada and the great britain. IDT911 could be the individual of a few honors, such as the Stevie Award for product sales and customer care while the Phoenix company Journal Tech Titan award for development in breach and fraud-fighting solutions. The business is the organizer of Privacy XChange Forum, an annual conference that offers much talked about privacy thought frontrunners. For more information, please visit,, and

TransUnion Solutions Video

January 6, 2015 | Comments Off

This version does not include contact information.* Prominent banks and financial institutions worldwide rely on TransUnion to help identify and manage cri…
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Whenever there is a necessity proper to increase the numbers on their credit report, I recommend a number of practices. But there’s one technique that anybody can use which, quite fortunately, calls for simply measure of self-control. This is the way of cutting your debt-to-credit ratio towards cheapest feasible. Although some specialists have actually advocated 10, 20 or 30 %, in my opinion the 20 percent mark is a fair degree you need to aim. You may know very well what all of these means by the time you complete looking over this article.

Your debt-to-credit ratio on the cards is calculated by dividing your complete card limit for example thirty days by your complete investing for the exact same month. Imagine for an additional your restrict your card-provider gave you with this month is $ 8,000. If after the month it is calculated which you have made expenses totaling $ 6,000 in that case your proportion should be computed hence: $ 6,000/$ 8,000=75percent. Seventy-five percent is a tremendously high ratio, and this is a figure you should attempt to help keep into least expensive possible in order to boost your score. 75 percent will surely influence your ranking adversely because will deduct points from your report.

The simplest way to keep regarding credit trouble utilizing your cards is keep your expenses for almost any thirty days to at the most 20 per cent. Never go beyond this mark. Should you feel a necessity to spend more nevertheless never want the unfavorable effect that may come because of this, it is possible to speak to your lender about any of it. You stand a good chance of being authorized for a limit boost if you’ve preserved a fairly great proportion.

The above practices I have explained will certainly earn some remarkable improvement on your own file, in addition to deleting incorrect or negative information that may be included on your report using reporting companies.

Visit increase credit score for more information on techniques to positively influence the ratings being attached to your Equifax, Transunion and Experian file!

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